Results for Pennsylvania Car Accidents 

Below are cases that we handled that demonstrate how insurance companies tried to use the sucker punch approach on our clients to severely damage or destroy their car accident claims and how we were able to make sure that didn’t happen.

$125,000   Broken Collar Bone

Client was a passenger in a car driven by his friend when his friend lost control and hit a tree.  Client had a broken collar bone that healed without surgery.  At the time of the accident, client was a minor and his father was trying the settle the case on his behalf.  After a long negotiation process, the insurance company assured the father $10,000 was a fair amount for his son’s broken collar bone.  “You don’t need a lawyer, dad, you’re doing a great job.”  After all, the insurance company wouldn’t try to take advantage of a child, right?  The father was just about to settle his son’s case for that amount, when he asked us to take a look at his case to make sure the insurance company was telling the truth.  We evaluated the case and told the father $10,000 was not close to what his son’s case was worth.  We agreed to represent his son and to charge an attorney fee only on any amount over the $10,000 insurance company settlement offer.  After investigating and evaluating the case, we were able to settle the case for $125,000, more than ten times what the insurance company told the father the case was worth.

$115,000   Back Injury

Doesn’t your car insurance company protect you when you’re wrongly accused of causing a car accident?  Nope.  Client initially sought our services to defend against a police citation claiming that she caused the car accident.   Our client suffered a severe back injury, and if she was to blame for the accident, then she would not be able to recover for that injury. However, after an extensive investigation of her claim, we discovered that another driver caused the accident.  Did her insurance company do that?  Nope.  Did it care?  Apparently, not.  We were able to obtain the maximum insurance available in her case.  The driver who caused the accident only had $15,000 in coverage.  We made a claim against that policy and got the full amount.  Our client had $100,000 in underinsured motorist coverage.  We made a claim against that policy and got the full amount.

$114,076   Shoulder and Back Injury

If the insurance company’s best and final offer is $17,000, then the claim must be worth around that amount, right?  Wrong!  Client was a passenger in car that was involved in a four car accident. The car he was riding in had insurance coverage of only $15,000. That insurance company paid the full amount. The other two insurance companies disputed the amount of damages; their best and final offer was $17,000 to settle the claim.  Because of the circumstances of this case, having an individual decide the case was a better option than a jury trial, and that’s what we did.  That person decided the case in our client’s favor and against the insurance companies for $99,076, almost six times more than the insurance companies’ “best and final offer.”

$100,000   Settlement for Thumb Injury

If your husband is driving, and you’re a passenger in the car, and he causes the car accident, then you can’t sue your own insurance company, right?  Wrong!  Client was a passenger in the car that her husband was driving when he rear-ended another driver.   Client suffered a severe thumb injury, and was no longer able to do the work she did before the car accident.  She and her husband had the same car insurance.  She figured she could not make the claim on her own insurance policy because her husband caused the car accident.  Did her insurance company tell her that wasn’t true?  Nope.  It stood by silently all the while knowing that she could no longer earn money because of her thumb injury.  Her husband’s maximum car insurance coverage was $100,000.  After we evaluated her case, we made a settlement demand for the full amount and the insurance company paid it.

$60,000     Soft Tissue Hip Injury

If the insurance company doesn’t offer you any money to settle the case, doesn’t that mean it’s not worth anything?  Nope.  Client was rear-ended by another driver and suffered a soft tissue hip injury.  The insurance company wouldn’t offer any money to settle the case, and the court listed it for trial.  At the last minute, right before trial, the insurance company agreed to settle the case for $60,000.

$60,000     Soft Tissue Neck Injury 

When the insurance company lies, it goes out of business and the owners go to jail, right?  Nope.  But if you lie to the insurance company, you do.   In this case, client suffered a soft tissue neck injury when another driver crossed the yellow line and struck the car she was riding in, head on.  The other person’s insurance company said their driver had a medical emergency, was not liable for the accident, and would not offer any money to settle the case.  However, during our investigation,   we discovered that the other driver had a known medical condition that prevented him from driving a car safely.  The insurance company lawyer knew their driver caused the accident, but lied about it.  I don’t have to tell you—you’ve seen those daily commercials–if you lie to an insurance company and make a false claim, that’s fraud and you go to jail.  However, when an insurance company does it, and gets caught, it’s called a good defense gone bad and no jail time for the insurance company.  The case was ultimately resolved for $60,000. 

$55,000     Unpaid Medical Bills & Soft Tissue Injury

Client was a passenger in a car that her boyfriend was driving.  At the time, he stupidly decided to race another car when he lost control, flipped, and ejected my client out of the car.  Luckily, my client was not seriously injured, but because she was ejected from the car, they transported her by helicopter and she spent two days in the hospital.  The hospital bill for two days was $58,000.  Unfortunately, my client did not have health insurance and the hospital wanted her to pay the bill.  Did her boyfriend’s insurance company tell her his policy would pay for the unpaid medical expenses of $58,000?  Nope.    Her boyfriend only had $25,000 in insurance coverage.  We made a claim on that policy and got the full amount.  The Client lived with her father, and he had $30,000 in uninsured motorist coverage.  Did her dad’s insurance company tell her his policy would pay for the unpaid medical expenses of $58,000?  Nope.    We made a claim against her father’s policy and we’re able to get the full amount.  We got the hospital to settle the $58,000 claim against our client for just $27,000, ensuring she did not have to pay for medical expenses.

Want Peace of Mind and a Complete Evaluation of Your Case? 

 Call (610) 365-4565 NOW or Click HERE to Schedule a Consultation with Chester County Pennsylvania Car Accident Attorney, Michaelangelo L. Dippolito.  Click HERE to see the attorney’s background.

Not Ready to Speak to an Attorney Yet?  No Problem.

Get this FREE Book and Consumer Protection Guide, Injured in a Car Accident?, What You Need to Know to Protect Your Legal Rights in Pennsylvania.  Here’s Some of What’s in the FREE Book and Consumer Protection Guide:

• Six Reasons the Insurance Industry Doesn’t Want You to Read this Book
• You Are at War With the Other Person’s Insurance Company–Not the Person who Caused the Car Accident
• The Insurance Industry’s Sucker Punch Approach
• How the Insurance Company will Try to Use the Sucker Punch Approach on You
• Don’t Let Your Family Doctor Intentionally Ruin Your Claim

Not Ready and Want to Learn More Before You Move Forward? No problem.

Click HERE for more information on car accidents in Pennsylvania.  And remember, we are just a phone call away at (610) 365-4565.